Does This Action By An Agency Fall Under The FDCPA?
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Betty Clark was "flabbergasted," as she put it, when the store called to tell her that her check had bounced. Why, she'd never had such a thing happen before. Would she come right down with the cash to cover the check? they wanted to know. Well, of course she would. She certainly didn't want a reputation for that. This case study examines a situation in which a debtor bounces a check, breaks a promise to make it good, then ignores collection efforts by both the store she wrote it to; and then an agency hired to follow up. she claimed their letter-writing was too aggressive and they were violating her rights under the Fair Debt Collection Practices Act, treating her like a criminal. So she sued them. Can she collect? . . . (to read the remainder of this article, please log in below.)
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