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Case Study: Is This Raising of Credit Card Rates a Truth in Lending ACT (TILA) Violation?

Solicitation materials for a bank's credit card promised a "fixed" 7.99% interest rate, and stated that the rate was "not an introductory rate." However, the disclosures that accompanied the solicitation, as well as the credit card agreement that the plaintiff executed after her application had been received and approved, both made it perfectly clear that the terms of the credit card, including the interest rate, could be changed "at any time." . . . (to read the remainder of this article, please log in below.)
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