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Case Study: Is This Collector in Trouble Under the Fair Debt Collection Practices Act?
In this legal case study, we examine a situation in which a collector calls a debtor who is three months behind in his payments, only to find he's out of work. After some conversation, the collector offered an implied threat that he'd come over and repossess his furniture. Is this kind of threat going to get him in trouble with the Fair Debt Collection Practices Act (FDCPA)? Read on for an interesting case, along with the answer and our analysis of this situation, in particular, what the FDCPA says about the collector's actions. Also learn: what property is exempt. . . . (to read the remainder of this article, please log in below.)
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